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BEST NON QM LENDERS LICENSE

Rate subject to change with market conditions. Specified rates may not be available for all borrowers. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. All loan approvals are conditional and all conditions must be met by borrower. Loan approval is not guaranteed and is subject to lender review of information. C2 Financial Corporation is licensed by the Colorado Department of Regulatory Agencies (DORA) NMLS #135622.

BEST NON QM LENDERS LICENSE

Cash-Out refinances allowed up to 85% LTVĬontact Dave Kevelighan for Non-QM Loan programs in Colorado & pricing today!.

Purchases and Rate/Term refinances allowed up to 95% LTV.

Non-QM loans are available for a Primary dwelling, a 2nd Home, and also Investment property transactions.

Interest-Only payment options available up to 80% LTV/CLTV through a Non-QM Loan program in Colorado.

Credit scores as low as 580 FICO are also allowed.

Recent Derogatory Credit Events (BK, Foreclosure, Short Sale, etc.) are allowed.

Investment Properties can qualify based on Debt Service Coverage Ratio (DSCR) of 1% (break-even or cash flowing rental income).

Non-QM Loans are Ideal for self-employed borrowers.

Bank Statements can now be used for income qualifying.These packages offer a number of advantages including those listed below: Over the past couple of years, many wholesale lenders have increased their offerings that include Non-QM loans. Today, Non-QM loan Programs in Colorado are on the rise as investors and lenders become more comfortable with loans that don’t have as stringent credit requirements as government loans. In recent years, the new regulations like Ability-to-Repay and Qualified Mortgage rules exiled subprime lending of the past.